Investigator, BSA/AML Financial Crimes (Compliance)

About Coinflow

Coinflow is a next-generation payments company headquartered in Chicago, pioneering the way money moves globally. We enable merchants and marketplaces to accept payment methods across 170+ countries with instant settlement, AI-driven fraud prevention, and blockchain-based proof-of-delivery.

Backed by leading investors—including Pantera Capital, CMT Digital, Coinbase Ventures, Jump Capital, and Reciprocal Ventures—Coinflow recently raised a $25M Series A to accelerate our mission to modernize cross-border payments.

Since our seed round in 2024, we’ve achieved 23x revenue growth and scaled to a multi-billion-dollar annual transaction volume run rate!

The Role

A hands-on execution of financial crimes investigations, including performing in-depth analysis of BSA/AML and Fraud alerts within a case management system and ad hoc referrals from business partners. You'll help build the team, establish investigation frameworks, and create scalable processes that protect our platform as we grow in a fast-paced fintech environment.

What You'll Do

• Alert Investigation: Perform investigations on assigned BSA/AML and Fraud alerts generated by monitoring systems within the case management system.
• Ad-Hoc Fraud Support: Conduct initial triage and investigation of ad-hoc fraud referrals escalated by business partners, documenting findings and supporting mitigation efforts.
• Assist BSA/AML and Fraud Mitigation Strategies: Assist with monitoring transaction monitoring rule performance and tuning existing controls to proactively detect and mitigate emerging threats.
• Alert Documentation: Accurately document all analysis, evidence, and determinations in the case management system, ensuring regulatory compliance and audit readiness.
• Compliance Support: Assist the broader team by utilizing and providing feedback on policies, procedures, and job aides to ensure consistent and high-quality investigative work.
• Ensure Compliance: Stay current on BSA/AML, FinCEN, OFAC, and state money transmitter requirements.
• Collaborate Cross-Functionally: Partner with Risk, Product, Engineering, and Operations to help build scalable compliance solutions.

Required Qualifications

• 2+ years in AML and Fraud teams in fintech, payments, banking, or financial services.
• Knowledge of BSA/AML regulations, FinCEN guidance, OFAC sanctions, money laundering and fraud typologies.
• Proven track record meeting SLAs and performance expectations.
• Strong analytical skills with ability to work with data and make evidence-based decisions.
• Understanding of payment processing, merchant acquiring, and transaction risk.
• Excellent communication skills and comfort operating in ambiguous, fast-paced environments.

Preferred Qualifications

• CAMS, CFCS, or ICA certification.
• Cryptocurrency and blockchain analytics expertise (Chainalysis, Elliptic, TRM Labs).
• Experience working with transaction monitoring systems and case management platforms.
• Experience with SQL and business intelligence tools (e.g., Tableau, Looker).
• Background in high-growth payment companies or fintech startups.
• Bachelor's degree.

Why Join Coinflow?

• Build from the ground up: Shape our financial crimes program with executive visibility.
• High-growth opportunity: Join during a pivotal phase with room to expand your role with team and scope.
• Cutting-edge work: Operate at the intersection of compliance, crypto, and innovative payment technology.
• Competitive package: Strong salary, equity, comprehensive benefits, and professional development support.
• Collaborative culture: Work with talented, mission-driven people building the future of payments.

Location: Chicago

Join the team rewriting how money moves worldwide—and become a driving force in the $194 trillion cross-border payments market.

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