Head of Compliance, Europe

Location: Valletta, Malta
Department: Compliance – Regulatory Compliance & Operations
Commitment: Full-time
Workplace Type: Hybrid

About the Role

Our Local Programs and Regulatory Compliance team is responsible for ensuring compliance with local laws and regulations in the countries where we operate.

The EU Compliance Officer will architect and lead the company’s regulatory compliance program and strategy across multiple jurisdictions, ensuring full alignment with evolving fintech and digital-asset regulations while embedding a culture of regulatory excellence, operational efficiency, and technology-driven transformation.

The EU Compliance Officer will be responsible for supporting the company’s regulatory compliance obligations, including the management of regulatory examinations and compliance independent reviews / external audits, preparing and submitting regulatory reporting in support of various licenses, maintaining program documentation and tracking and driving finding, recommendations and observations. The role will lead a Compliance team ensuring robust policies and controls are in place and in line with regulatory change.

The role will report to the company’s Board of Directors and will be a direct report to the Chief Compliance Officer of the group.

Responsibilities

Leadership

• Lead compliance as a strategic enabler of growth, positioning the firm as a trusted, well-regulated innovator in global digital finance.
• Build and oversee a regional compliance function spanning across key EU regulations (such as MiCA, EMI, DORA, CARF, etc….), licensing, and regulatory engagement.
• Translate global compliance strategy into regional execution; ensure consistent frameworks across business units and markets.
• Drive automation through RegTech and AI-enabled controls to enhance monitoring, risk analytics, and reporting.
• Partner with product, operations, and technology teams to embed compliance by design in all workflows.
• Provide the Executive Committee and Board with timely, data-driven compliance reports and strategic recommendations.

Licensing

• Assist with the license application processes in various jurisdictions within Europe.
• Liaise with internal (ex: Legal, Compliance, ITSecurity, etc) and external (external counsel, consultants, etc) stakeholders to go through licensing applications, registrations and applicable reporting to regulatory bodies.
• Ensure continuous compliance with licensing conditions.

Regulatory Compliance

• Serve as primary contact for regulators leading inspections, license maintenance, and policy reviews.
• Identify areas of non-compliance or partial compliance of the business through a GAP analysis of applicable laws and regulations and prepare and implement an action plan to remedy any shortfalls.
• Monitor and review all developments within the regulatory environment of the business; enforcing adherence to requirements; advising management on needed actions.
• Ensure that any updates to the legislative and regulatory framework is communicated to all stakeholders and training provided thereto if required.
• Assist with the periodic review of policies and training ensuring they are compliant with the applicable regulatory regime.
• Continually and actively develop technical knowledge in relation to the regulatory framework governing the company and its activities.
• Liaise with different departments to assure a world-class regulatory compliant regime.

Compliance Monitoring Program

• Manage internal compliance operational controls, carry out control testings, independent reviews and examinations as required.
• Identify, highlight and manage regulatory risks, findings and recommendations identified internally, by independent reviews or examinations.
• Facilitate the development and maintenance of the appropriate compliance culture within the Company.
• Work with management and staff to ensure that the business implements and maintains suitable systems and controls to meet the regulatory requirements.
• Perform any other duties and responsibilities required to ensure the company remains compliant with applicable regulations and licensing conditions.

Reporting

• Prepare compliance audit data by compiling and analysing internal information.
• Liaise with other departments to prepare data required for the submission of reports requested by the regulators and business partners.
• Respond in a timely and accurate manner to requests submitted by the regulatory authorities.

Requirements

• 12+ years’ experience in regulatory compliance within fintech, VASP, or payments.
• Must meet the "Fit and Proper" criteria set by the MFSA and be eligible for approval (PQ’d) as a Key Function Holder.
• Demonstrable and in-depth knowledge of EU regulatory regimes, including but not limited to MiCA, EMIR, DORA, AMLD 6, MFSA Rulebooks, etc.
• Ability to distill and discern important information from regulatory guidance, statutes and regulations, audit findings, and other documents and determine how it impacts the company.
• The understanding of regulatory requirements vs. “best practices” in compliance is critical.
• Must be able to perform independently and with minimal supervision.
• Strong organizational skills – must be multi-tasked oriented and able to balance pressure and deadlines with constantly changing priorities.
• Strong written and verbal communication skills.
• Ability to prioritise workload in line with tight deadlines and work effectively under pressure.
• Proven track record leading multi-jurisdictional teams and managing cross-border regulatory relationships.
• Strategic thinker fluent in both regulatory language and technology transformation.

Salary Range

€90,000 - €120,000 a year

Life @ Crypto.com

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