Aetherum.ai

Senior Engineer at Aetherum

Aetherum.ai

Today

## Company Description **Aetherum** (aetherum.ai) is building B2B crypto-collateralized lending infrastructure purpose-built for NCUA-regulated U.S. credit unions. We give credit unions the tools to offer crypto-backed loans to their members — with AI-powered underwriting, on-chain compliance, and institutional-grade custody architecture that keeps assets in the credit union's direct control. 5 patents pending. Live platform. Active partnerships. We're solving a problem no one else is built to solve. ## Role Description This is a foundational **Senior Engineer** role based in the San Francisco Bay Area (hybrid). You won't be joining a large team — you'll be the engineer who helps take Aetherum to its production-ready MVP deployment. That means owning real architecture decisions, working directly with the founder, and building on a live platform with paying infrastructure partners already in place. ## What You'll Own - **NestJS/TypeScript backend and React frontend** (you're extending, not starting) - **On-chain compliance architecture** (ERC-3643, Solidity, Sepolia → mainnet path) - **Crypto collateral architecture** across multiple asset types including XRP and stablecoins — with custody rails that keep assets in the credit union's direct control - **AI-powered underwriting pipeline** (Python microservices) - **Infrastructure decisions** you'll defend to regulators and investors ## The IP You'll Be Building On 5 patents pending across the core of what makes Aetherum defensible: 1. **DACS™** — proprietary risk assessment model scoring crypto-collateralized loan eligibility across 10 pillars, purpose-built for NCUA-regulated environments 2. **FHE-DACS** — Fully Homomorphic Encryption layer enabling privacy-preserving risk scoring without exposing member financial data 3. **DACS-Driven Dynamic LTV** — on-chain enforcement of per-member loan-to-value ceilings derived from DACS scores, written to the blockchain at origination 4. **ERC-3643 CUMember On-Chain Identity** — compliance module tying credit union membership, jurisdiction, and KYC status to an on-chain identity standard built for institutional lending 5. **TPSOE/DACS Methodology** — the underlying scoring and optimization engine This isn't a crypto app with a compliance checkbox. The compliance architecture is the product — and you'll be the engineer who extends and defends it. ## Qualifications - 7+ years full-stack engineering, with at least 2 in Web3/blockchain - Proficiency in TypeScript, NestJS, React, Python, and Solidity - Experience shipping in regulated fintech, crypto infrastructure, or B2B SaaS - Familiarity with MongoDB, Redis, and API-first architecture - Strong understanding of on-chain identity, compliance modules, and smart contract security - The kind of engineer who asks "why" before writing a line of code - Remote / Based in the San Francisco Bay Area ## What This Is This is an early-stage, equity-heavy role. If you want a big salary and zero ambiguity, this isn't it. If you want to own the technical direction of a company solving a real problem in a space no one has cracked yet — let's talk. www.aetherum.ai 📩 **Apply:** AetherumDev@aetherum.ai *When applying, mention the word **CANDYSHOP** to show you read the job post completely.*