EU AML Lead (Spain)

EU AML Lead (Spain)

Legal · Spain · Fully Remote

About Crossmint

Crossmint is the leading enterprise-grade, all-in-one stablecoin and wallet infrastructure platform enabling fintechs and enterprises to integrate stablecoin rails and smart wallets with speed, compliance, and scale.

Backed by Ribbit Capital, Franklin Templeton, NYCA, First Round, and Lightspeed Faction, with $23.6M raised in 2025. Trusted by more than 40,000 clients including global leaders such as MoneyGram, WireX, Toku, and more, Crossmint provides embedded smart wallets, on/offramps, cross-chain stablecoin orchestration, tokenization, and other blockchain primitives through simple, developer-friendly APIs that integrate in minutes and scale to millions of users.

In January 2026, Crossmint secured MiCA authorization from Spain's CNMV, becoming one of a select few stablecoin infrastructure providers fully licensed to operate across all 27 EU member states and held to the same regulatory standards as traditional financial institutions. Crossmint also powers the Republic of the Marshall Islands' first digital UBI program, backs MoneyGram's new stablecoin cross-border experience launching in LATAM, and recently partnered with WireX to expand multichain stablecoin payment infrastructure to non-EVM networks like Stellar.

The future of finance is stablecoin-native. Crossmint makes it easy to get there.

Location

We have offices in Madrid, and we are also open to a full remote setting from Spain.

Type of Employment

Full-time, indefinite contract.

The Role

We are looking for an EU AML Lead to take full ownership of Crossmint’s anti-money laundering framework across Europe. This is a senior, high-impact role with direct exposure to regulators, auditors, and executive leadership, reporting directly to the General Counsel.

You will be responsible for designing, implementing, and continuously improving Crossmint’s AML program as we scale across the EU under MiCA and beyond. This includes ensuring readiness for regulatory supervision, strengthening internal controls, and embedding AML best practices across products, operations, and partnerships.

The candidate will be immediately appointed AMLRO with SEPBLAC, becoming the named individual responsible for AML matters in Spain while supporting Crossmint’s broader European regulatory strategy.

Crossmint is a scale-up. This role combines strategic ownership with hands-on execution. You will set direction, but you will also personally review escalations, oversee complex onboardings, and ensure the program works in real-world conditions. If you want to build and lead AML at the center of programmable finance, this is that role.

What You’ll Do

• Own EU AML Strategy and Execution

  • Design, implement, and maintain Crossmint’s AML framework in line with EU directives, MiCA requirements, and local regulations.
  • Partner closely with Legal to ensure policies, procedures, and controls scale with the business.

• Regulatory Engagement as AMLRO

  • Act as the primary AML point of contact for regulators, auditors, and banking partners.
  • Appointment as AMLRO with SEPBLAC, leading regulatory filings and supervisory interactions.

• Hands-On Risk Management

  • Review escalations involving high-risk users, transactions, or counterparties.
  • Supervise onboarding of large, strategic, or complex enterprise clients.
  • Lead enhanced due diligence cases and determine risk outcomes.
  • File SARs and manage special investigations when required.

• Strengthen Internal Controls

  • Design and monitor AML-related controls to mitigate financial crime, fraud, and regulatory risk.
  • Ensure alignment with broader compliance frameworks such as SOC 2, ISO, and DORA.

• Cross-Functional Collaboration

  • Work closely with Product, Risk, Finance, Security, and Engineering to embed AML controls into workflows and APIs.
  • Influence product design to ensure compliance by default.

• Build and Champion AML Culture

  • Train teams across the company on AML responsibilities and risk awareness.
  • Position compliance as a growth enabler, not a blocker.

What We’re Looking For

• Essential: Bilingual/C2 Spanish, as you will be interacting regularly with the Spanish regulator.
• 6+ years of experience in AML, compliance, internal controls, risk management, and audit.
• Proven expertise in KYC/KYB, AML, sanctions screening, SAR preparation, and fraud detection.
• Familiarity with MiCA/VASP, GDPR, DORA, SOC2, ISO, and related frameworks. Blockchain or crypto compliance experience is a strong plus.
• Web3 experience and strong knowledge of on-chain analysis tools (Elliptic, Chainalysis, Persona, Notabene) is highly desirable.
• Experience with global AML frameworks: EU Fifth Directive, US Bank Secrecy Act, FATF Recommendations, etc. as they apply to fintech and payment services.
• Relevant certifications (e.g., CAMS, CISA, CIA) are a plus.
• Excellent analytical, communication, and stakeholder management skills.
• A proactive, pragmatic mindset. Someone comfortable leading strategy but also getting into the details when needed. You work well under pressure in a high stakes environment.

Why Join Crossmint?

• Own a Critical Function: Build and lead AML for a company shaping the future of regulated onchain finance in Europe.
• Regulatory Exposure: Work directly on MiCA implementation and EU regulatory engagement from the inside.
• Leadership Growth: This role is designed to scale, with the opportunity to build and lead a compliance team.
• High Impact: Your work directly enables product expansion, partnerships, and market access.
• Fast-Paced Environment: Operate at the intersection of regulation, technology, and global finance.

Benefits

• Extensive access to leading AI tools and subscriptions, with AI actively encouraged and integrated into daily workflows.
• Stock options program.
• We conduct two performance reviews annually. The first addresses performance ratings, bonuses, and promotions. The second encompasses these elements along with salary adjustments reflecting inflation and market conditions.
• Unlimited Paid Time Off.
• Company laptop.
• Annual home office and productivity stipend.
• Daily stipend for in-office meals and/or commuting to the office.
• Three company-paid off-sites each year. Recent ones include: Miami, Lisbon, Medellín, Panamá.
• Health + Dental insurance fully covered by Crossmint.
• Flexible retribution with tax benefits through Cobee.

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