Senior Financial Crime Officer (Spain) at Crossmint

Senior Financial Crime Officer (Spain)

Legal · Spain, Madrid · Hybrid

About Crossmint

Crossmint is the leading enterprise-grade, all-in-one stablecoin and wallet infrastructure platform enabling fintechs and enterprises to integrate stablecoin rails and smart wallets with speed, compliance, and scale.

Backed by Ribbit Capital, Franklin Templeton, NYCA, First Round, and Lightspeed Faction, with $23.6M raised in 2025. Trusted by more than 40,000 clients including global leaders such as MoneyGram, WireX, Toku, and more, Crossmint provides embedded smart wallets, on/offramps, cross-chain stablecoin orchestration, tokenization, and other blockchain primitives through simple, developer-friendly APIs that integrate in minutes and scale to millions of users.

In January 2026, Crossmint secured MiCA authorization from Spain's CNMV, becoming one of a select few stablecoin infrastructure providers fully licensed to operate across all 27 EU member states and held to the same regulatory standards as traditional financial institutions. Crossmint also powers the Republic of the Marshall Islands' first digital UBI program, backs MoneyGram's new stablecoin cross-border experience launching in LATAM, and recently partnered with WireX to expand multichain stablecoin payment infrastructure to non-EVM networks like Stellar.

The future of finance is stablecoin-native. Crossmint makes it easy to get there.

Location

We have offices in Madrid, and we are also open to a full remote setting from Spain.

Type of Employment

Full-time, permanent role.

The Role

We are looking for a Senior Financial Crime Officer to support the AML Lead in managing complex financial crime operations across the business. This role sits in the first line of defence and plays a critical role in escalations, regulatory interactions, and continuous improvement of AML processes.

You will work on high-risk and non-standard cases that require deep analytical judgment, including SNC and PEP escalations, complex KYB and EDD reviews, SAR filings to Spanish authorities, and oversight of analyst output. You will also help shape how Crossmint scales its financial crime controls through process optimisation and automation.

For additional context, we have recently secured MiCA authorization from Spain’s Comisión Nacional del Mercado de Valores (CNMV), positioning Crossmint as a fully regulated crypto asset service provider with passporting rights to operate across all 27 European Union member states.

This is a hands-on role for someone who enjoys solving hard problems, working with regulators, and building robust AML operations in a fast-moving crypto and fintech environment.

What You’ll Do

Financial Crime Operations & Escalations

Perform 4-eye check controls on analyst work across screening, transaction monitoring, and investigations.
Review and resolve SNC and PEP hits that cannot be discarded through standard indicators or rules.
Conduct KYB and Enhanced Due Diligence (EDD) on companies with complex ownership structures, regulated activities, or exposure to high-risk jurisdictions.
Analyze complex corporate structures, beneficial ownership chains, and control relationships across multiple geographies.

Regulatory Reporting & Authority Engagement

Prepare, draft, and file SARs (Comunicaciones por Indicio) to Banco de España/SEPBLAC.
Support responses to information requests, inquiries, and examinations from Spanish authorities.
Assist the AML Lead in maintaining clear, consistent, and defensible documentation for regulatory purposes.

Transaction Monitoring & Risk Oversight

Oversee transaction monitoring escalations and investigations involving high-risk typologies.
Provide expert judgment on unusual or complex transaction patterns, including crypto-related activity.
Help refine risk scenarios, thresholds, and escalation criteria in collaboration with the AML and product teams.

Process Improvement & Automation

Identify gaps, inefficiencies, and manual bottlenecks in AML workflows.
Drive process optimisation and automation initiatives, working closely with operations, product, and engineering.
Contribute to the evolution of internal policies, procedures, and playbooks as the business scales.

What We’re Looking For

Minimum 4 years of experience in first-line-of-defence AML roles such as screening, transaction monitoring, or investigations, or 2 years in a second-line-of-defence role involving oversight, QA, or regulatory engagement.
Proven experience filing “Comunicaciones por Indicio” and managing communications with SEPBLAC.
Strong background analyzing complex corporate structures, beneficial ownership, and control frameworks, particularly in high-risk or opaque jurisdictions.
Solid understanding of EU and Spanish AML frameworks and financial crime typologies.
Excellent analytical skills, attention to detail, and sound professional judgment.
Ability to operate effectively in fast-paced, evolving environments with a high degree of ownership.

Nice to Have

Experience working in crypto, Web3, fintech, or payments compliance environments.
Prior experience interacting with Banco de España in AML-related roles (e.g. “Técnico de Conducta de Entidades”, “Analista de Inteligencia Financiera”).
Familiarity with AML and fraud tooling such as Persona, Elliptic, Sardine, or similar platforms.
Experience contributing to automation or tooling improvements in AML operations.

Why Join Crossmint?

At Crossmint, you will help build and scale the financial crime controls behind critical onchain financial infrastructure used by some of the world’s leading fintechs and enterprises.

You will work closely with senior compliance leadership, have real exposure to regulators, and play a meaningful role in shaping how AML operations evolve in a crypto-native environment. If you enjoy complex investigations, regulatory work, and building systems that scale, this role offers a unique opportunity to make a real impact.

Benefits

Extensive access to leading AI tools and subscriptions, with AI actively encouraged and integrated into daily workflows.
Stock options program.
We conduct two performance reviews annually. The first addresses performance ratings, bonuses, and promotions. The second encompasses these elements along with salary adjustments reflecting inflation and market conditions.
Unlimited Paid Time Off.
Company laptop.
Annual home office and productivity stipend.
Daily stipend for in-office meals and/or commuting to the office.
Three company-paid off-sites each year. Recent ones include: Miami, Lisbon, Med